Flipkart Axis Bank Credit Card

Flipkart Axis Bank Credit Card unlocks a world where it rains cashback with every transaction. With accelerated cashback across all your favorite categories including travel, shopping, entertainment and lifestyle, there’s no limit to what you can earn with this card.

Eligibility:-

Individuals eligible for Flipkart Axis Bank Credit Card:

Primary cardholder should be between the age of 18 and 70 years

The individual should either be a Resident of India or a Non-Resident Indian

Please note that these criteria are only indicative and the bank reserves the ultimate right to approve or decline applications for Flipkart Axis Bank Credit Card.

Documents for Flipkart Axis Bank Credit Card application :
Unless there are case variations, the required documents for Flipkart Axis Bank Credit Card application include a copy of your PAN card or Form 60, residence proof, identity proof, a colour photograph and proof of income in the form of latest payslip / Form 16 / IT return copy.

Keep your documents for Flipkart Axis Bank Credit Card ready

The following documents are required:

• PAN card photocopy or Form 60
• Colour photograph
• Latest payslip/Form 16/IT return copy as proof of income
• Residence proof (any one of the following):
• Passport
• Ration Card
• Electricity bill
• Landline telephone bill
• Identity proof (any one of the following):
• Passport
• Driving license
• PAN card
• Aadhaar card

Please note that this list is only indicative. Documents required may vary on a case-to-case basis.

Disclaimer: The credit card decision would be communicated within 21 working days

The Flipkart Axis Bank Credit Card fees and charges are listed in the table below:

Description	Charges
Joining fee	Rs. 500
Annual Fee	1st year: Nil 2nd year: Rs. 500 Annual fee waived off on annual spends greater than Rs. 2,00,000.
Add-on card joining fee	Nil
Add-on card annual fee	Nil
Card replacement fee (lost or stolen or re-issue)	Waived
Cash payment fee	Rs.100
Duplicate Statement fee	Waived
Charge slip retrieval fee or copy request fee	Waived
Outstation cheque fee	Waived
Mobile alerts for transactions	Free
Hotlisting charges	Nil
Balance enquiry charges	Waived
Finance charges (Retail purchases and cash)	3.4% per month (49.36% per annum)
Cash withdrawal fees	2.5% (Min. Rs. 500) of the cash amount
Overdue penalty or Late payment fees	Nil if total payment Due is upto Rs. 100 Rs. 100 if total payment due is between Rs. 101 - Rs. 300 Rs. 300 if total payment due is between Rs. 301 - Rs. 1,000 Rs. 500 if total payment due is between Rs. 1,001 - Rs. 5,000 Rs. 600 if total payment due is between Rs. 5,001 - Rs. 10,000 Rs. 700 if total payment due is Rs. 10,001 and above
Over limit penalty	3% of the over limit amount (Min Rs. 500)
Cheque return or dishonor fee or auto-debit reversal	2% of the payment amount subject to min. Rs. 450
Surcharge on purchase or cancellation of railway tickets	As prescribed by IRCTC/Indian Railways
Foreign currency transaction fee	3.5% of the transaction value

Value cart

Details	Annual Spends (Rs.)	Cashback(Rs.)	Discount/Benefits (Rs.)
Spends on Flipkart	36000	1800	-
Spends on Myntra, 2GUD	12000	600	-
Preferred merchant spends	66000	2640	-
Other Spends	60000	900	-
Fuel Spends	12000	-	120
Dining Spends	24000	360	4800
Welcome Benefits	-	-	3291
Lounge Visit	-	-	4000
Annual Fee Waiver	-	-	500
Total Annual Spends	2,10,000	6300	12,711
Total Annual Benefits*		19011	9.05%

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